:root{--navy:#14284b;--navy-2:#1d3763;--char:#2b2f36;--grey:#5b6370;--line:#d9dde3;--bg:#f5f6f8;--white:#fff;--accent:#9a7425;--err:#a61b1b;--font:"Segoe UI",Helvetica,Arial,sans-serif;--serif:Georgia,"Times New Roman",serif}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:1rem/1.65 var(--font);color:var(--char);background:var(--white)}
img{max-width:100%}
a{color:var(--navy);text-underline-offset:3px}
a:hover{color:var(--accent)}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.6rem 1rem;z-index:100}
.skip:focus{left:0}
.wrap{max-width:1080px;margin:0 auto;padding:0 1.25rem}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.2;font-weight:700;margin:0 0 .6em}
h1{font-size:clamp(2rem,5vw,3.1rem)}
h2{font-size:clamp(1.5rem,3vw,2rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em;max-width:68ch}
.site-header{border-bottom:1px solid var(--line);background:var(--white);position:sticky;top:0;z-index:50}
.bar{display:flex;align-items:center;justify-content:space-between;min-height:68px;gap:1rem}
.brand{font-family:var(--serif);font-weight:700;font-size:1.1rem;color:var(--navy);text-decoration:none}
.brand:hover{color:var(--navy)}
.nav-toggle{display:none;background:none;border:1px solid var(--navy);color:var(--navy);padding:.5rem .8rem;font:inherit;cursor:pointer}
.nav ul{list-style:none;display:flex;gap:1.5rem;margin:0;padding:0;align-items:center}
.nav a{text-decoration:none;color:var(--char);padding:.4rem 0;border-bottom:3px solid transparent;font-weight:500}
.nav a:hover,.nav a[aria-current=page]{border-bottom-color:var(--accent);color:var(--navy)}
.btn{display:inline-block;background:var(--accent);color:#fff;padding:.8rem 1.4rem;font-weight:600;text-decoration:none;border:2px solid var(--accent);cursor:pointer;font:inherit;font-weight:600}
.btn:hover{background:#7e5d1c;border-color:#7e5d1c;color:#fff}
.btn-ghost{background:transparent;border-color:#fff;color:#fff}
.btn-ghost:hover{background:#fff;color:var(--navy);border-color:#fff}
.hero{background:var(--navy);color:#fff;padding:4.5rem 0 4rem;border-bottom:6px solid var(--accent)}
.hero h1{color:#fff;max-width:20ch}
.hero p{font-size:1.15rem;color:#dbe2ee;max-width:56ch}
.hero .actions{display:flex;gap:1rem;flex-wrap:wrap;margin-top:1.8rem}
.page-head{background:var(--bg);border-bottom:1px solid var(--line);padding:3rem 0 2rem}
.section{padding:3.5rem 0}
.section.alt{background:var(--bg)}
.split{display:grid;grid-template-columns:1fr 2fr;gap:2.5rem}
.rows{list-style:none;margin:0;padding:0;border-top:1px solid var(--line)}
.rows li{padding:1.1rem 0;border-bottom:1px solid var(--line);display:grid;grid-template-columns:5px 1fr;gap:1rem}
.rows li::before{content:"";background:var(--accent);width:5px;height:100%}
.rows strong{display:block;color:var(--navy)}
.service{padding:1.6rem 0;border-bottom:1px solid var(--line);display:grid;grid-template-columns:1fr 2fr;gap:2.5rem}
.service h2{font-size:1.3rem;margin:0}
.service p{margin:0}
.note{border-left:4px solid var(--accent);background:var(--bg);padding:.9rem 1.1rem;margin:0 0 2rem;max-width:68ch}
.cta{background:var(--navy);color:#fff;padding:3rem 0}
.cta h2{color:#fff}
.facts{display:grid;grid-template-columns:max-content 1fr;gap:.6rem 2rem;margin:0}
.facts dt{font-weight:600;color:var(--navy)}
.facts dd{margin:0}
.ph{background:#fff3cf;padding:0 .25em}
form{max-width:640px}
.field{margin-bottom:1.2rem}
label{display:block;font-weight:600;margin-bottom:.3rem}
.opt{font-weight:400;color:var(--grey)}
input,select,textarea{width:100%;padding:.7rem;font:inherit;border:1px solid #7a828f;background:#fff;color:var(--char);border-radius:0}
textarea{min-height:150px}
.error{color:var(--err);font-size:.92rem;margin:.3rem 0 0;min-height:0}
[aria-invalid=true]{border-color:var(--err);border-width:2px}
.status{margin-top:1.2rem;padding:1rem;border-left:4px solid var(--accent);background:var(--bg);display:none}
.status.show{display:block}
.site-footer{background:#1c2026;color:#cfd4dc;padding:2.5rem 0;font-size:.95rem}
.site-footer a{color:#fff}
.site-footer .cols{display:grid;grid-template-columns:2fr 1fr;gap:2rem}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer p{max-width:none;margin:0 0 .5em}
@media(max-width:800px){
.nav-toggle{display:block}
.nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);padding:.5rem 1.25rem 1rem}
.nav.open{display:block}
.nav ul{flex-direction:column;align-items:flex-start;gap:.3rem}
.site-header .wrap{position:relative}
.split,.service,.site-footer .cols{grid-template-columns:1fr;gap:1rem}
.hero{padding:3rem 0}
.facts{grid-template-columns:1fr;gap:.1rem}
.facts dd{margin-bottom:.8rem}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.checks{margin:0 0 1em;padding-left:1.2rem}
.checks li{margin-bottom:.3rem}
.steps{margin:0;padding-left:1.3rem;max-width:68ch}
.steps li{margin-bottom:.9rem}
.steps strong{color:var(--navy)}
.section h3{margin-top:1.4rem}
.wrap>h2{margin-top:1.8rem}